Infinite Banking

Take Back Control of Your Finances with Infinite Banking in Wisconsin

At Dottenwhy Financial Group, we help Wisconsin families and business owners leverage Infinite Banking to gain flexibility, security, and long-term wealth. This strategy uses a specially designed whole life insurance policy as your own personal banking system—allowing you to access capital when needed while your money continues to grow.

How Infinite Banking WorksInstead of relying on traditional banks, Infinite Banking allows you to:

• Borrow against your policy’s cash value to fund investments, purchase property, manage business cash flow, or cover major life expenses.
• Continue earning compounding growth, even while using your policy’s funds.
• Repay yourself with interest, keeping your money working for you instead of a bank.

Our Wisconsin team guides you through:

• Understanding cash value growth and policy dividends.
• Borrowing rules, repayment schedules, and flexibility.
• Integration with retirement planning, debt management, and wealth-building strategies.

Why Infinite Banking Matters in Wisconsin

• Small business and agriculture: Wisconsin is home to a robust small-business community and many family farms. Infinite Banking gives business owners and farmers a flexible, reliable source of capital without traditional bank hurdles.
• Real estate opportunities: From Milwaukee rentals to lakefront cabins, Infinite Banking allows you to fund investments without disrupting your long-term growth.
• Tax advantages: Wisconsin residents benefit from tax-free policy loans and tax-deferred growth, complementing retirement strategies.
• Generational wealth: Infinite Banking can fund education, healthcare, or retirement while building a legacy for future generations.

Your Wisconsin Wealth, Your Control
Infinite Banking isn’t just about access to cash—it’s about freedom, flexibility, and building a legacy. Whether you’re a business owner, farmer, or family planning for education and retirement, Infinite Banking can help you take control of your financial future.

Schedule your free consultation today and start building your Wisconsin personal banking system.

case study: madison-area family farmer, age 48

The Petersons, a family in Dane County, wanted to expand their dairy operation but were hesitant to take on high-interest loans. They were also concerned about funding their children’s college education and eventually passing the farm on to the next generation.

• We set up a high-cash-value whole life policy structured for Infinite Banking.
• Within a few years, the Petersons borrowed against their policy to purchase additional equipment, while their policy continued earning compounding growth.
• Repayments were directed back into their policy, keeping their money in their own financial ecosystem.
• Later, they used the policy to fund part of their children’s college expenses, all while continuing to build a tax-advantaged legacy for the farm.

Today, the Peterson family enjoys the flexibility to manage both business and family financial needs without depending on banks or external lenders. Their Infinite Banking system gives them confidence, control, and long-term wealth security.