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  • Home
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    • Retirement Services
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    • Insurance Services
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    • Colorado >
      • Retirement Services - Colorado
      • Guaranteed Income - Colorado
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      • Infinite Banking - Colorado
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      • Final Expense Plans - Colorado
      • Precious Metals - Colorado
    • Wisconsin >
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  Dottenwhy Financial Group, LLC
  • Home
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    • Colorado >
      • Retirement Services - Colorado
      • Guaranteed Income - Colorado
      • Estate Planning - Colorado
      • Infinite Banking - Colorado
      • Insurance Services - Colorado
      • Final Expense Plans - Colorado
      • Precious Metals - Colorado
    • Wisconsin >
      • Retirement Services - Wisconsin
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      • Precious Metals - Wisconsin
  • Contact Us
  • Financial FAQ's

Infinite Banking

Take Back Control of Your Finances with Infinite Banking in Colorado

At Dottenwhy Financial Group, we help Coloradans leverage Infinite Banking to take control of their financial future. This strategy uses a strategically designed whole life insurance policy as your own personal banking system—giving you the flexibility and security to fund life’s opportunities while building lasting wealth.

How Infinite Banking Works Instead of relying on traditional banks, Infinite Banking allows you to:
  • Borrow against your policy’s cash value to fund investments, purchase real estate, pay for major expenses, or cover cash flow needs.
  • Keep earning uninterrupted compounding growth, even while accessing your money.
  • Repay yourself with interest, so your money works for you—not the banks.
Our Colorado team guides you step by step through:
  • How cash value grows over time.
  • Understanding policy dividends.
  • Borrowing rules and repayment options.
  • Integrating Infinite Banking with retirement planning, debt management, and wealth-building strategies.

Why Infinite Banking Matters in Colorado
  • Entrepreneurial culture: Colorado is one of the top states for small businesses and startups. Infinite Banking provides flexible access to capital without bank restrictions.
  • Real estate opportunities: From Denver rentals to mountain cabins, Infinite Banking can be a powerful tool for funding real estate investments.
  • Tax advantages: Colorado residents can benefit from tax-free policy loans and tax-deferred growth, complementing the state’s retirement income exclusions.
  • Generational wealth: With Coloradans living longer and healthcare costs rising, Infinite Banking offers a way to pass down wealth securely while funding your retirement lifestyle.

Your Colorado Wealth, Your Control
Infinite Banking isn’t just about money—it’s about freedom and flexibility. Whether you’re a business owner, real estate investor, or family looking to secure generational wealth, Infinite Banking can help you create a financial system that works for you—not the banks.

Schedule your free consultation today and start building your Colorado banking system.
case study: boulder entrepreneur, age 42
Jason, a small business owner in Boulder, wanted to expand his outdoor gear company but didn’t want to take on expensive business loans or risk approval delays from banks. He was also concerned about building a secure financial foundation for his family.
  • We helped Jason set up a high-cash-value whole life policy, structured specifically for Infinite Banking.
  • Within a few years, Jason built enough cash value to borrow against his policy and fund new equipment for his business—while his policy continued compounding interest as if the money never left.
  • The loan repayments went back to his own policy, keeping his money in his ecosystem instead of the bank’s.
  • Over time, Jason used the same strategy to help with a down payment on a family cabin in Estes Park, while knowing he was building a tax-advantaged legacy for his children.
Now, Jason enjoys the flexibility of being his own banker, the security of predictable growth, and the confidence that his financial system works for both his business and his family’s future.

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