Final Expense Plans

Ease the Financial Burden on Your Loved Ones — Wisconsin Final Expense Plans

Final expense plans are designed to cover end-of-life costs, such as:

• Funeral services
• Burial or cremation
• Medical bills and related expenses

These plans help your family avoid financial stress during a difficult time by providing timely access to funds, even if other assets are unavailable upon the death of the account owner.

How We Help in Wisconsin

• Choosing the right coverage: We help you select a policy that reflects Wisconsin funeral costs, which can vary significantly from Milwaukee to rural areas.
• Flexible payment options: Monthly, quarterly, or single-payment options to fit your budget.
• Plan types: Term, whole life, or guaranteed acceptance policies depending on your health and financial goals.
• Simplified underwriting & guaranteed acceptance: Many plans require no medical exam and provide guaranteed coverage, giving you peace of mind.
• Potential cash value accumulation: Some policies build cash value over time, which can provide flexibility for emergencies or additional expenses.

Why It Matters in Wisconsin

• Rising funeral costs: The average funeral in Wisconsin can exceed $8,000–$9,000. Planning ahead ensures your loved ones aren’t financially burdened.
• Cremation trends: Approximately 52% of Wisconsinites choose cremation, a trend that's expected to continue growing.
• Peace of mind: Final expense plans allow families to focus on grieving and celebrating your life, not worrying about money.
• Accessibility: Funds from these policies are paid quickly, often directly to your family or the funeral provider, avoiding delays.

Give Your Family Peace of Mind
Planning ahead with a final expense plan is one of the most thoughtful gifts you can give your loved ones.

Schedule your consultation today and make sure your family can focus on what truly matters when the time comes.

case study: madison-area retiree, age 70

Tom, a retired engineer in Madison, wanted to ensure his children wouldn’t face financial stress if he passed unexpectedly. He was concerned about covering funeral costs, outstanding medical bills, and leaving a small inheritance for his grandchildren.

• We helped Tom select a whole life final expense policy with simplified underwriting and a modest cash value component.
• He chose a payment schedule that fit his fixed retirement income.
• Upon his passing, the policy would provide immediate access to funds, covering funeral and related expenses without touching his savings.

Now, Tom can enjoy his retirement knowing his family will be protected, and his loved ones will be able to focus on remembering his life, not paying bills.